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Credit Insurance

Principles

Coverage

The Insured will maintain a percentage of the risk for their own account, the proportion of which will fluctuate between 15 to 25 percent of the provided limit, thereby ensuring prudence concerning awarding of credits, considering that they maintain direct contact with the client and can therefore perceive any eventual solvency deterioration or changes in payment behaviour.

Global Considerations

The total credit portfolio, or part thereof, must be insured as defined, based on objective selection criteria agreed by the Company and the Insured.